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Visitor Poll

How often do you use payday loans?

Once every couple of months.

Once every couple of weeks.

100%

For emergencies only.

Total votes: 1

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Downtown Money Advance

Web Site: DowntownMoneyAdvance.com

Credit Check: No Credit Check

Interest: Variable Interest
This site uses a network of lenders to match you with a loan, therefore interest rates can vary.

Cash Delivery: 1 Hour

Max Loan Amount: up to $1,500+

Fax: No Fax

Apply Now

Plan Ahead

Most lenders ask for the following information when applying:

Recent Pay Stub
Drivers License #
Social Security #
Checking Account Information
Valid Email Address

Loan Dictionary

APR

Annual Percentage Rate: The cost of credit, calculated on a yearly basis and expressed as a percentage.

Checking Account

A demand deposit account (DDA) subject to withdrawal of funds by check.

Credit Score

A number, roughly between 300 and 800, that measures an individual's credit worthiness based on your credit report. Banks use a credit score to help determine whether you qualify for a particular credit card, loan, or service.

Interest Rate

The amount paid by a borrower to a lender in exchange for the use of the lender's money for a certain period of time. Interest is paid on loans or on debt instruments, such as notes or bonds, either at regular intervals or as part of a lump sum payment when the issue matures.

Lender

An individual or financial institution that lends money with the expectation that the money will be returned with interest, usually established in contract form, signed by the borrower and the lender or a representative for the lender.